Refinance with MortgageFD
Thinking of a refi but unsure if it’s the right move?
Is refinancing right for you?
Refinancing can be a valuable financial asset when applied wisely. Let's start with:
- We'll go over how refinancing can help you meet other financial goals you may have. Perhaps you need to boost your savings ability, or pay off a vehicle, get braces for your child, or any other situations where you need extra money.
- We will lay all the options out in front of you, including cash-out refinancing, lowering your current interest rate, and/or changing the terms of your loan. We'll answer every question you have with clarity and confidence.
Review all possible options specific to you
Dig into the details.
The next step will be to go over the finer details to make sure it's the right fit for you. This is what you can expect.
- We'll put different information in front of you, including your quoted interest rates, closing costs, terms available, and new monthly mortgage payment. As always, we'll address all your questions and make sure we are choosing the right option for you.
- Once we've settled on the best path forward, we'll walk you through the loan application and lock in your new rate and terms.
Complete Loan File
Finalizing your refi.
Once the paperwork is filled out, it's time to finalize the process so you can begin your new financial chapter in life. Here's what to expect:
- We'll complete all the paperwork and send it off to underwriting for review.
- If an appraisal is needed, we'll get one done.
- Once we get the final disclosures, we'll share everything with you and make sure you're comfortable with everything.
Close on your refinance
Wrapping it up.
From beginning to end, we'll be at your side. Here's how the process will conclude:
- We'll answer any questions our underwriters have to make sure your refi goes through as quickly and smoothly as possible.
- We'll order the final loan documents, set up your signing appointment, and officially close on your new agreement!
- With the new terms now a reality, you can breathe a sigh of relief and better meet those other financial goals of yours. Time to celebrate!
