We move you in
Buy a Home with MortgageFD
At MortgageFD, we are dedicated to delivering unparalleled support throughout your amazing home buying journey. From preapproval to closing, we are determined to make the process seamless and efficient, helping move you in your dream home. You're not alone - let's embark on this exciting adventure together!
Step ONe
Get Pre-Approved
A mortgage pre-approval is a letter from a lender indicating that you have met the qualifications for financing for a specific home loan amount. It is important because it shows real estate agents and sellers that you are a serious buyer.. Additionally, having pre-approval in hand gives you an idea of how much house you can afford and helps to narrow down your search.
Get pre-approved with MortgageFD with four simple steps:
- Tell us about your goals, and we'll answer every question you throw at us.
- We'll help you determine a purchase amount that's right for you and then go over different cost scenarios. That way you know exactly what to expect.
- Together, we'll walk you through the entire loan profile so there aren't any surprises.
- We'll send your MortgageFD pre-approval letter, so you can begin house hunting!
Step Two
Find your dream home.
Looking at different homes can be a lot of fun, especially when you find "the one." This is how we can help you.
- We'll work with your realtor to identify listed and unlisted properties that meet your criteria.
- Your comfort and confidence will be a top priority as we explain the home-buying process and review affordability on each property.
- All the paperwork for the loan will be organized and ready for you when you find the right house.
Step Three
Make the offer.
You found the one! Now it's time to make an offer. Here's what to expect.
- We'll work with your real estate agent to determine the optimal purchase price and contingencies.
- We’ll call the listing agent so they have confidence in your loan approval. This increases the likelihood they accept your offer.
- Once your offer has been accepted, you can make your deposits, schedule the inspections, and start packing!
Step Four
Finalize your Mortgage.
Once your offer is accepted, it's time to finalize the mortgage. Here's how we'll make it simple:
- Work with your realtor to receive the purchase contract. We'll contact all parties involved and provide them with frequent updates on your loan status.
- Quote, negotiate, and lock in the interest rate and point options. (We'll explain everything.)
- Proactively respond to requests as your loan file is underwritten.
- Order an appraisal of your new property.
- Coordinate funding with your title company and get ready for closing!
Closing on your new home.
The time has come, and you're ready to claim your new home and make it your own. We'll get you there quickly by:
- Making sure your loan funds and escrow close ON TIME! We don't like delays.
- Getting your final documents together and organize your time to sign on the dotted line!
- After that, it's time to move in!
